Liability Coverage

Educators in the classroom today are operating in an unpredictable and increasingly chaotic environment. Like all professionals, it is a good idea for teachers to protect themselves with liability coverage. If you are not a member of Education Minnesota, or are thinking of resigning from the union, there are associations designed just for teachers that offer liability coverage and other protections. You could also talk to your personal agent for home/auto insurance to see about adding on liability coverage.


Association of American Educators

AAE provides professional benefits and services to educators, including liability insurance, scholarships and grants, and professional resources.

AAE members receive $2 million in educator liability insurance as well as legal protection, employment rights coverage, scholarship & classroom grants, professional resources, to name a few.

Dental, life, disability, and auto insurance plans are also available at a discounted price through AAE. Search for your local options here.

Membership costs $19.50 a month ($234 annually). Student teachers may join at a reduced rate of $25 annually.

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Christian Educators

Christian Educators is a “professional association of educators — supporting, connecting, and protecting Christians working in our schools.”

Members receive $2 million in professional liability insurance, job action protection benefits, legal consult on personnel issues, legal consult on religious issues, tuition discounts, to name a few.

Life, disability, dental, and auto and home insurance plans are also available.

Annual membership is $259 for full-time employees (teachers/administrators/support personnel/other), $139 for part-time or substitute employee (teachers/administrators/support personnel/other) or $399 for husband/wife education employees (teachers/administrators/support personnel/other).

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