August 21, 2020 at 4:56 pm

Teacher Truths: Quality liability coverage is available outside of union membership

Please share with any educator you may know to help dispel these pesky misconceptions! #TeacherTruths

Teachers in the classroom today are operating in often unpredictable and increasingly chaotic environments. Like all professionals, it is a good idea for teachers to protect themselves with liability coverage. But many educators are not aware that Education Minnesota, the state’s teachers’ union, is not the only source for liability insurance. There are non-union professional associations designed just for teachers that offer twice the coverage the union provides its members for a fraction of the cost of dues.

For example, membership in either the Association of American Educators or the Christian Educators Association International costs less than $200 a year and provides teachers with $2 million of liability coverage. The union’s coverage, provided by the National Education Association, is a $1 million plan that teachers pay for through annual dues ranging from $800 to $1,000. In 2019, NEA spent $10.6 million for its policy to cover 2,975,933 members or $3.57 per covered member per year. (Here are other policy features these alternative associations provide compared to the union’s policy.)

Non-union education associations also offer other professional benefits and services, from legal protection and job protection benefits to life, disability, and auto and home insurance.  And belonging to a professional association can meet other needs of teachers, as well. The focus of these organizations is on kids and serving teachers, not partisan politics. They offer professional development opportunities that help propel an educator forward in his or her teaching career. And teachers are part of a community that shares their values.

Teachers who don’t feel represented by the union have affordable alternatives when it comes to liability coverage and other protection. Visit here to learn more about non-union organizations and the coverage they provide to protect you and your career.

If you are a teacher who wishes the union would focus less on divisive politics and more on your professional needs and students, let the union know its priorities are out of touch by resigning during the September Opt-Out Window (Sept. 1-30).

News & Legislative Updates

Teacher Truths: You will not lose seniority or tenure if you resign from the union

Please share with any educator you may know to help dispel these pesky misconceptions! #TeacherTruths

Minnesota educators interested in resigning from union membership only have until September 30 to make their decision. Otherwise, their membership automatically renews for another year.

In order to help you make…

Keep Reading

Teacher Truths: You are not selfish for exercising your rights

Please share with any educator you may know to help dispel these pesky misconceptions! #TeacherTruths

Back-to-school looks different this year, and teachers have a lot on their minds. But that doesn’t mean they have to put their own needs on hold. If you have been considering alternative options to union…

Keep Reading

Teachers’ Union Hides Past Support of Officers

Education Minnesota’s national affiliate—the National Education Association—is trying to hide its historical support of School Resource Officers on school grounds.

An article on its website (screenshot above) that called SROs “role models” for students and staff has recently been removed, along with an article titled, “Promoting school safety with…

Keep Reading